Product Development & Service Management
We take your product from concept to compliant launch — structured by the same scholarship that built Pakistan’s Islamic banking framework, and trusted by clients across the GCC and other international markets.
Product Development & Service Management
Building a Shariah-compliant product isn’t just about avoiding what’s prohibited — it’s about designing something that works commercially, holds up to regulatory scrutiny, and earns genuine trust in the market. Our team combines deep Islamic financing expertise with hands-on knowledge of tax, regulatory, and operational requirements across banking, Takaful, capital markets, alternative financing, and Islamic fintech. From institutions in Pakistan to our clients across the GCC and beyond, every product we develop is built to satisfy four things at once: Shariah compliance, commercial viability, tax efficiency, and regulatory alignment — because a product that only satisfies one of those doesn’t survive contact with the real market.
Why choose Usmani & Co.
- Direct access to scholars whose rulings helped shape AAOIFI’s global standards and the State Bank of Pakistan’s Shariah framework
- Active mandates spanning Pakistan and international markets, particularly the GCC — with structuring experience across multiple regulatory regimes, not just one
- A team that has designed and reviewed Shariah-compliant products across banking, Takaful, and capital markets — not theoretical frameworks, live products
- One firm for the entire journey: structuring, documentation, regulatory alignment, and final certification — no handoffs between advisors
- Committed timelines that move at the pace of your business plan, not ours